Auto
Accidents happen....and when they involve an automobile, the cost can be astronomical.  That's one reason most states require drivers to have some form of automobile insurance.  Contact us for a competitive quote.

Boat & Personal Watercraft
Broad array of coverages and limit options

• Bass/Fishing

• Cabin Cruiser

• House Boat

• Personal Watercraft (Jet ski & Wave runners)

• Pontoon

• Runabout

• Sail

Motorcycle
From basic to custom Bikes we offer low rates for many vehicles & riders in addition to great coverages.

• All-Terrain Vehicles

• Cruisers

• High Performance

• Sport Touring

• Street Sport    

• Touring

• Trikes

Health
Health care is expensive. The financial burden you could incur by not protecting you and your family with a dependable health insurance product could be enormous.

Annuities
An annuity is a financial contract between you and your life insurance company. You put money into an annuity and, in exchange, the company agrees to pay you an income in the future. 

You may buy annuities as a source of income for retirement or use them as secure form of building income for other purposes (funding a college education for a child or grandchild, for example).  Either way, You watch Your money grow tax-deferred. 

Here at Williams-Manny we can help you in deciding which plan best fits your needs.

Individual Disability
Disability Income is possibly the most Important insurance you should purchase because it insures the one asset you can not replace without insurance, your ability to earn an income.  Your income provides most of the important things in your life, house, car, clothing, food...nearly all of your possessions. Your income is vital to your children’s education and your retirement. If your income is reduced because of a disability, you risk losing the things your income provide.

Home Owners
Homeowners insurance is a comprehensive package of protection against financial losses relating to your house and its contents.   It also protects you financially from personal liability.

An important form of homeowners insurance is renters insurance to protect your contents as well as offer liability protection.

RV - Motor Home & Travel Trailer
Broad acceptance, low rates, flexible payment plans & comprehensive coverage packages.
 

• Conventional

• Professional bus Conversion

• Fifth-Wheel Trailer

• Conventional Trailer

• Camper Vans

• Mini Motor Home

• Pop-Up Tent Trailer

• Mounted Truck Camper

Umbrella
Personal Umbrella liability coverage can give you peace of mind.  This begins where your auto or homeowners policy coverage leaves off.  It is designed to provide you with a large additional layer of liability insurance-over and above the liability insurance included in your auto, homeowners, boat and other personal insurance policies.

Life
When you plan for the future, one of the things you count on is continued income for yourself and your family. Without this income, your family's lifestyle and standard of living may be at risk. Should you die prematurely, a new source of regular income will have to be found. Most Canadians use life insurance to address this problem. Life insurance creates an instant estate to support your family in case of your premature death. Williams-Manny can help you decide which plan best suits you individual needs.

Financial Planning
Financial planning provides a roadmap for achieving financial goals. We help our clients reduce financial dangers, focus on opportunities, and then provide a plan and a path to help them work toward achieving their goals.

Long Term Care
Under a long term care policy, you receive a daily benefit to cover the cost of a nursing home stay or skilled or custodial care in your home. Generally, your benefits are paid when you are unable to handle the normal activities of daily living. You can also receive benefits if you suffer a cognitive impairment such as Alzheimer's disease.

Medicare Supplements
Once you are eligible for Medicare, it will pay for a large portion of your health care expenses. However, it may not cover all of your expenses. Williams-Manny can provide you with a coverage in addition to Medicare and help alleviate any emotional stress and/or financial burden on your family. (Available in Illinois only.)